Buying a home is a huge investment, probably the most significant purchase of your life. It’s not something you should do without preparation.
Before you start on the road to homeownership, make sure you are ready.
6 simple steps to buying a house
Step 1. Improve your credit score
A high credit score snags you the best deals. “Below 660 or 680, you’re either going to have to pay sizable fees or a higher down payment,” says Barry Zigas, director of housing policy for the Consumer Federation of America.
A score of 700 to 720 will get you a good deal, and 750 and above will garner the best rates on the market.